A privacy policy is one of the most vital legal documents for most websites, whether it is a blog or a small business. If a website gathers personal data – statistical, functional, or marketing – they are obligated to inform users about this via a privacy policy as per the privacy laws in their jurisdiction. But, how does one draft a privacy policy? That’s exactly what we will be addressing today – the elements of writing a good privacy policy, and the essential terms and conditions to include in every privacy policy.

Cyberattacks should not be taken lightly, as fraudulent techniques are constantly changing and improving. Last year alone, 1,001 companies and about 155.8 million users experienced identity theft. To avoid falling into this trap and protect your business, it's helpful to know the most common types of cyberattacks. Whenever there is a large sum of "money transfer" involved, extra caution should be given to ensure the transaction is legitimate.

Summer is just around the corner, and we're dying to escape our home after over a year of stay-at-home endeavor. Ever since the coronavirus outbreak, a new normal was established where we are working from home, and have meetings over video conferencing tools like Zoom, Microsoft Teams, and Google Meeting. We anticipate over 50% of the population will be vaccinated by end of May in the USA, and nearing the end of the COVID-19 tunnel, but we aren't quite ready to freely travel the world like we used to. Countries defending well from COVID-19 are working together to create travel bubbles, and allow people to travel freely between regions.

We often share our photos on Instagram, Pinterest, and Facebook. We also send our photos via Whatsapp, Facebook Messenger, and Skype without much privacy concerns. Did you know that the person who receives your photo can reveal your personal information such as the location of where the photo was taken and when it was taken? If the photo was taken from your backyard, you are advertising where you live to anyone who has access to your photos. A stalker can find your home from an Instagram photo you've posted a few days ago, and a thief will be able to determine your whereabouts by looking at the timestamp embedded in our photo you posted an hour ago in Hawaii. We often share too much information on social media, and they can work against us if someone abuses them.

Would you like to find more information about someone by their phone number? Would you like to know someone's geolocation by their phone number? A phone number can reveal a lot about you, and it can be a privacy threat if abused. It can also make our lives easier if used properly under the party's agreement. Spying someone without their permission is illegal, and it should be avoided.

With Apple's new tightened privacy policy debuting on iOS 14, advertisers must obtain user's consent before they can track user's mobile app activities. Apple allowed mobile advertising ID (IDFA) on iOS and iPadOS devices, but they will no longer available without the user's consent. If an app asks a user to grant permission to track their activities, chances are that most users will deny it as no one wants to be tracked. This is a big problem for advertisers as they will have difficulty finding how users are reacting to their advertisements, and tracking behaviors and conversions.

With growing trend in consumer privacy concerns and exponential growth in data breaches, the state of California has created the California Consumer Privacy Act (CCPA) in 2018, and fully in effect on January 1, 2020. CCPA gives consumers more control over how businesses collect and use their personal information, and gives them the right to know, opt-out, delete, and non-discriminated for exercising their privacy rights.

GDPR is a European privacy and security law that requires any organization that handles personally identifiable data of EU citizens to comply with its regulations. European Union mandated all organizations to comply with GDPR beginning on May 25, 2018. The GDPR imposes hefty fines for those who violate its privacy and security standards. With more and more personal data stored in the cloud, the EU is signaling the world that personal data must be treated private and stored securely. The GDPR is not only applicable to large corporations but also abides by small and medium-sized enterprises (SMEs).

An email is the easiest way for scammers to mass distribute fraudulent messages to people, and it takes very minimal effort on their part. Email service providers such as Gmail, Hotmail, and Yahoo! do their due diligence and filter all suspicious emails but scammers are finding new ways to bypass such filters. As an Internet user, it is our responsibility to identify and avoid them.

Identity Theft is the term used to steal someone's personal information, and use it to disguise one's identity and use it in cybercrime and fraud for financial gain. With everyone shifting financial activities to online, hackers and thieves are stealing personal information to use them in illegal activities.